Narrowboat Insurance & Canal Barge Cover
You may think that slowly drifting along on a canal boat doesn’t carry much risk, but unfortunately that’s not always the case and that’s why narrowboat insurance is a wise investment.
A canal boat is a bit like a floating caravan, a place where you can unwind and enjoy a relaxing holiday. So you deserve to have peace of mind that should you be involved in an accident or the victim of a theft, you will be covered by a narrowboat insurance policy from Buckys.co.uk.
You can have affordable cover in place before you set sail by comparing quotes with us.
Make sure that when you do compare narrowboat insurance quotes, that you look for a policy that fits your specific needs and that you are matching up like for like plans.
That’s the best way to ensure you get the best price for the cover you need.
The other big advantage in dealing with Buckys.co.uk is that you will have a great choice than you would with more mainstream providers. Most of the more well-known providers don’t offer narrowboat insurance as it is a specialist kind of cover.
We’ll steer you in the direction of the providers who do offer the correct cover and at the best prices.
Canal Boat & Narrowboat Insurance – Specialist Policies
It’s advisable to take out comprehensive cover for narrowboat which protect you against accidental damage, theft and vandalism or malicious damage. You’ll also need third party liability cover should you injury a third party or damage their property. Most water authorities and marinas will insist on a minimum of £1m of third party cover.
There are a number of details you must disclose to your providers before taking out narrowboat cover, such as the age of the boat and whether you intend using it for commercial purpose.
A narrowboat which is over 20 years old may be subject to a valuation report and survey before an insurer will allow you to purchase insurance for it.
Your boat must be registered in the UK and you should make sure the policies you are obtaining quotes for cover you for the territorial waters your boat will be in.
You can keep the cost of narrowboat insurance down by taking out a higher excess and having a decent no claims bonus.
Where your boat is moored will also have a bearing on how much your premium is and you can save money if it is out of water for any length of time throughout the year.